
1120 WHITE WATER BAY DRIVE, GROVELAND, FL, 34736
Active2 days on marketListed Aug 15, 2026MLS #G5116517
About this home
1120 WHITE WATER BAY DRIVE
Welcome to Waterside Pointe — Where Luxury Living Meets Everyday Comfort! Welcome to this beautifully designed one-story 4-bedroom, 2-bath home located inside the highly sought-after gated community of Waterside Pointe. Offering over 2,000 square feet of living space, this home was thoughtfully enhanced during construction with an additional 4 feet added across the back of the home, creating even more space in the kitchen, family room, and primary suite. From the moment you enter, you’ll appreciate the smart layout. A long hallway from the front entry provides wonderful separation between the secondary bedrooms and the main living areas, while opening into a spacious, light-filled open-concept kitchen and family room that is perfect for everyday living and entertaining. The oversized primary suite is a true retreat, featuring plenty of room for a sitting area or private relaxation space. The luxurious primary bathroom offers dual sinks, a large walk-in shower, an enormous walk-in closet, and a generous linen closet. The additional three bedrooms are nicely sized and feature good-sized closets, providing plenty of room for family, guests, or a home office. Outside, the backyard is truly an oasis of privacy and beauty. Enjoy an impressive 10' x 40' fully screened-in patio, creating an incredible outdoor living space for morning coffee, entertaining, or relaxing after a long day. The backyard features gorgeous mature landscaping and a private feel that makes it easy to forget you’re just minutes from all the community amenities. A 2-car garage and long driveway provide ample parking and storage. The home is also ideally situated within Waterside Pointe, conveniently located not far from the incredible amenities this community has to offer. A Premier Gated Community Waterside Pointe offers an exceptional lifestyle with multi-million-dollar amenities, including a stunning clubhouse, fully equipped fitness center, multiple playgrounds, and a resort-style pool. Residents can stay active with tennis and basketball courts, while the massive open field provides space for soccer, community events, and more. One of the community’s standout features is the 3.2-mile loop around the lake, perfect for walking, biking, running, or enjoying a scenic golf cart ride while taking in the beautiful surroundings. Waterside Pointe is more than a neighborhood — it’s a lifestyle. With an incredible home, private backyard oasis, thoughtful floor plan, and one of the area’s most desirable gated communities, this is an opportunity you won’t want to miss!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,024
Sqft
0.13 ac
Lot size
2
Garage
2015
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs Groveland actives
$208 vs $201
Days on market
2 vs 39 typical
Where $208/sqft sits among the 244 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$378K → $380K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
119 of 244
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 WHITE WATER BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$370,000
418 ROCK SPRINGS CIRCLE · same community
4 bd · 2 ba · 1,884 sqft · $196/sqft · 74 DOM
Sold · May ’26$382,000
417 ROCK SPRINGS CIRCLE · same community
4 bd · 2 ba · 1,877 sqft · $204/sqft · 53 DOM
Sold · Apr ’26$445,000
1128 WHITE WATER BAY DRIVE · same community
4 bd · 3 ba · 2,592 sqft · $172/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Sheila Sanfeliz
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 WHITE WATER BAY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 WHITE WATER BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sheila's phone and CRM.
Straight answers
1120 WHITE WATER BAY DRIVE FAQs
What would the monthly payment be for 1120 WHITE WATER BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,301/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1120 WHITE WATER BAY DRIVE?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1120 WHITE WATER BAY DRIVE?+
The most recent tax bill on record (2025) was $3,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1120 WHITE WATER BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $420,000, this home is listed about 7% above the Groveland median of $392,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of TERZA REAL ESTATE · Shelley Emery. MLS #G5116517.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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