
9548 SW 86TH PLACE, OCALA, FL, 34481
Active0 days on marketListed Aug 14, 2026MLS #OM730379
About this home
9548 SW 86TH PLACE
Florida living at its finest! This spectacular former model home has the WOW factor - it’s not just a home, it’s a retreat! Situated on a premium lot, this impeccable one-owner residence showcases thousands of dollars in upgrades, with no expense spared. From the moment you arrive, you’ll appreciate the lush, meticulously landscaped grounds, curved planting beds, and paver driveway leading to the impressive side-entry 3-car garage. Double beveled-glass doors create a grand entrance into the foyer and open-concept living, dining, and kitchen areas, all overlooking a magnificent, unobstructed view of the expansive backyard. This bright and spacious home is designed for both everyday living and entertaining, featuring soaring tray ceilings with intricate geometric molding and layered crown trim molding, oversized windows, large tile flooring throughout with no carpet, and glass doors leading to the enclosed screened-in lanai. The lanai is a peaceful outdoor retreat overlooking the beautifully landscaped backyard - what a view! The living room’s focal point is a stunning electric fireplace framed by an impressive stone accent wall. The designer-grade kitchen features beautiful wood cabinetry, granite countertops, a massive island with seating, and top-of-the-line stainless-steel appliances, including double built-in ovens, built-in microwave, designer range hood, gas range, refrigerator, and dishwasher. Adjacent to the kitchen, a stylish dry bar/coffee station provides the perfect spot for morning coffee, entertaining, or displaying your favorite beverages. The spacious primary suite offers a luxurious ensuite bath with dual sinks and an oversized walk-in shower with bench. The remodeled guest bath features illuminated mirrors above the double sinks and a bathtub with glass shower doors. A versatile flex room with double glass entry doors and built-in cabinetry is perfect for a home office, hobby room, or man cave/lady cave. Additional features include ceiling fans throughout, gutters, a water purification system requiring no salt, Generac whole-house generator, natural gas heating, and an indoor utility room with abundant cabinetry, washer, and gas dryer. Natural gas adds to the home’s efficiency and convenience while providing potential long-term energy savings. With its exceptional upgrades, thoughtful design, premium lot, and spectacular outdoor views, this extraordinary home truly offers Florida living at its finest! Located in On Top of the World, Ocala’s premier award-winning 55+ active community, this exceptional home is situated in the highly sought-after Candler Hills neighborhood. Candler Hills residents enjoy exclusive access to The Lodge, an impressive 18,000-square-foot private clubhouse, along with full access to all the outstanding amenities offered in OTOW. It’s an exceptional resort-style lifestyle with an incredible array of activities, amenities, and opportunities to socialize including Pet Friendly, LOW HOA Fees, Gated Community, Clubhouses, 3 Golf Courses, Driving Range, Miniature Golf, Practice Facility, Restaurants with Full Service Bars, Recreation & Fitness Centers, Brain Gym, Indoor & Outdoor Swimming Pools, Jacuzzi, Sauna, Steam Room, Ballrooms, Live Entertainment, Dancing, "Doggie" Yappy Hour, Tennis, Basketball & Pickleball Courts, Softball Field, Private Flying Field w/RC Planes, Remote-Control Airplane Field & Car Track, RV Parking, Bus (Courtesy), Archery, Billiards, Arcade, and Card Rooms, plus more
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,812
Sqft
0.27 ac
Lot size
3
Garage
2015
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,419 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,419/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.2%
$/sqft vs Ocala actives
$217 vs $185
Days on market
0 vs 54 typical
Where $217/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
186 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 161% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9548 SW 86TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$430,000
9929 SW 106TH CIRCLE
3 bd · 3 ba · 2,536 sqft · $170/sqft · 94 DOM
Sold · Feb ’26$400,000
10557 SW 98TH LANE
3 bd · 3 ba · 2,536 sqft · $158/sqft · 267 DOM
Sold · Jul ’26$400,000
10020 SW 106TH CIRCLE
2 bd · 2 ba · 2,297 sqft · $174/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Sheila Sanfeliz
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9548 SW 86TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9548 SW 86TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sheila's phone and CRM.
Straight answers
9548 SW 86TH PLACE FAQs
What would the monthly payment be for 9548 SW 86TH PLACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,419/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9548 SW 86TH PLACE?+
The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9548 SW 86TH PLACE?+
The most recent tax bill on record (2025) was $4,561. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9548 SW 86TH PLACE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $608,800, this home is listed about 104% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9548 SW 86TH PLACE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$608,800 runs 161% above the OCALA 34481 median — but at 2,812 sqft it's also 63% larger than the typical Ocala listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Ocala market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Silvia Garcia. MLS #OM730379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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