1012 KINGSBOROUGH GARDENS COURT, LUTZ, FL, 33548
Active116 days on marketListed Apr 25, 2026MLS #TB8501775
About this home
1012 KINGSBOROUGH GARDENS COURT
Tucked away at the end of a quiet cul-de-sac on over half an acre along the shores of Lake Reinheimer, this stunning 4-bedroom, 2-bath pool home with almost 3000 heated square feet offers the perfect blend of space, privacy, and waterfront living. Step inside and be greeted by soaring 12-foot ceilings, elegant arched accents, and wood-look porcelain tile. The expansive open-concept layout centers around a huge kitchen, ideal for entertaining, overlooking the main living areas and capturing serene water views from multiple vantage points. The kitchen features a center island, 3 ovens, quartz countertops, & walk-in pantry. You can enjoy meals from your large dining room, breakfast nook, huge wrap-around kitchen counter, on your pool-side lanai. Pocket sliding glass doors fully open to an impressive screened-in pool area, creating a true indoor-outdoor lifestyle. The large lanai features a covered bar area, making it the ultimate spot for gatherings, relaxing evenings, or weekend entertaining by the water. The primary suite is a private retreat, complete with a spacious bedroom, dual walk-in closets, and a luxurious en-suite bath featuring split vanities and a garden tub. Additional highlights include a dedicated bonus room perfect for a home office, plus extra space in the garage with potential for a third bathroom or customization to suit your needs Rural living in Lutz, with suburban Carrollwood close by. Just 20 minutes to Tampa airport. Enjoy sunsets from your private dock over the spring-fed private 20 acre lake. No HOA, Steinbrenner school district.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,954
Sqft
0.55 ac
Lot size
3
Garage
1996
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,394 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,394/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs Lutz actives
$274 vs $238
Days on market
116 vs 47 typical
Where $274/sqft sits among the 264 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33548 — neighborhood snapshot
Population
8,678
Median age
40.7
Median income
$124,548
Median home value
$523,000
Avg household
2.92
Households w/ children
1,094
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $512K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
150 of 264
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LUTZ 33548 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1012 KINGSBOROUGH GARDENS COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$899,000
921 LAKE CHARLES CIRCLE
3 bd · 2.5 ba · 3,009 sqft · $299/sqft · 0 DOM
Sold · Aug ’25$1,300,000
1014 STELLA VARA DRIVE
4 bd · 3.5 ba · 3,076 sqft · $423/sqft · 19 DOM
Sold · Mar ’26$405,000
209 DENNISON ROAD
5 bd · 3 ba · 3,132 sqft · $129/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sheila Sanfeliz
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1012 KINGSBOROUGH GARDENS COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1012 KINGSBOROUGH GARDENS COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sheila's phone and CRM.
Straight answers
1012 KINGSBOROUGH GARDENS COURT FAQs
What would the monthly payment be for 1012 KINGSBOROUGH GARDENS COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,394/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1012 KINGSBOROUGH GARDENS COURT?+
The most recent tax bill on record (2025) was $6,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $810,000, this home is listed about 68% above the Lutz median of $481,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1012 KINGSBOROUGH GARDENS COURT?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
116 days on market against a Lutz median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $830,000, now $810,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Kevin Hearne. MLS #TB8501775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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