4501 BIRCHFIELD LOOP, SPRING HILL, FL, 34609
Active1 days on marketListed Jul 30, 2026MLS #TB8533161
About this home
4501 BIRCHFIELD LOOP
Welcome to 4501 Birchfield Loop, where comfort, space, and convenience come together in one of Spring Hill's most desirable gated communities—Sterling Hills. This spacious 4-bedroom, 2.5-bath home offers a thoughtfully designed floor plan with a first-floor owner's suite, making everyday living both comfortable and convenient. Luxury Vinyl Plank flooring flows throughout the main living areas, while the kitchen features durable tile flooring and overlooks the living and dining spaces—perfect for entertaining, family gatherings, or keeping everyone connected. Upstairs, you'll find generously sized secondary bedrooms with endless flexibility for family, guests, a home office, or playroom. Florida living truly shines outside. Enjoy your morning coffee from the screened front entry or relax year-round on the expansive double screened lanai, offering plenty of room for outdoor dining, entertaining, or simply unwinding after a long day. A 2-car garage and extended driveway provide ample parking for family and guests. Located within the highly sought-after Sterling Hills gated community, residents enjoy neighborhood amenities while being served by the highly rated Hernando County School District. You'll also love the convenient location with quick access to the expanding city of Brooksville, shopping, dining, medical facilities, the Suncoast Parkway, and an easy commute to Tampa, placing everything you need within reach. Seller is motivated and ready to make a deal! If you've been searching for a move-in ready home that offers space, functionality, and an unbeatable location, this is your opportunity. Schedule your private showing today and discover why 4501 Birchfield Loop should be your next address.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,749
Sqft
0.21 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,685 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,685/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.5%
Days on market
1 vs 29 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Sheila Sanfeliz
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4501 BIRCHFIELD LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4501 BIRCHFIELD LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Sheila's phone and CRM.
Straight answers
4501 BIRCHFIELD LOOP FAQs
What would the monthly payment be for 4501 BIRCHFIELD LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,685/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4501 BIRCHFIELD LOOP?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4501 BIRCHFIELD LOOP?+
The most recent tax bill on record (2025) was $7,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4501 BIRCHFIELD LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $430,000, this home is listed about 25% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4501 BIRCHFIELD LOOP?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of HOMAN REALTY GROUP INC · Spencer Ward. MLS #TB8533161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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